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How I’m Building a One Stock Portfolio Without Putting My Family at Risk

  • Writer: Silivere Bakomeza
    Silivere Bakomeza
  • Jul 25
  • 4 min read

Most people hear “one stock portfolio” and assume you’re reckless, desperate, or trying to get lucky.


And I get it.


It sounds risky. And if you do it blindly, it absolutely is.


But when I say I’m investing $50 a day into one company, I’m not gambling. I’m not guessing. I’m not putting my family in danger.


I’m building a long term portfolio with conviction, structure, and clarity.


A twenty year plan that’s public but still protected.


Because I believe in going big without going blind.


This is exactly how I’m doing it.



Why I Chose a One Stock Portfolio


I didn’t pick Strategy (formerly MicroStrategy) at random.


This isn’t a meme stock. It’s not hype from Reddit. It’s not an emotional swing.


It’s a company that:


  • Holds more than half a million Bitcoin on its balance sheet

  • Is led by one of the most convicted founders alive

  • Gives me exposure to Bitcoin with corporate leverage


For me, Strategy is not just a stock. It is my primary tool for building wealth and discipline over decades.



What About the Risk


Let’s not sugarcoat it.


A one stock portfolio brings real risk. I break it down into three types.


  1. Volatility


Strategy moves fast. One day I’m up $300. The next I’m down $500.


But volatility only matters if you plan to sell.


I don’t.


I buy every single market day. Whether it’s red or green, I show up. Because I’m not here for small wins. I’m here for exponential compounding.



  1. Company Specific Risk


If leadership changes or the Bitcoin thesis breaks, I reevaluate.


I’m not married to a ticker. I’m married to the plan.


Until the foundation cracks, I stay focused and consistent.




  1. Life Happens


This is the biggest risk most people overlook.


Losing a job. Unexpected bills. Burnout.


That’s why this isn’t a YOLO gamble. It’s a system I built for real life.



How I’m Protecting My Family While Going All In


This plan is public. But it’s not reckless.


I designed it to protect my family no matter what happens in the market.


I have a private portfolio no one sees


Publicly, I’m investing in Strategy.


Privately, I own:


  • ETFs

  • Dividend stocks

  • Bitcoin and Ethereum

  • A few small cap stocks

  • Emergency savings


So if Strategy (MSTR) fails, my family still stands.


I’m investing in Strategy publicly to challenge the lie that you need 20 stocks and a finance degree to win.

You don’t.

All you need is a phone, internet, a brokerage account, and a conviction that can survive for 20 years.

This system runs with or without me. That’s the point.

Ownership doesn’t require a Wall Street permission slip. It requires behavior.


I only invest from surplus


That $50 a day does not come from bills or groceries.


I work full-time. I budget. I pay rent early.


I invest what’s left over, not what I depend on.


I track everything like a business


BakoInvest is my proof. This is not a hobby.


I document:


  • Every daily buy

  • Weekly share count

  • Portfolio value

  • Key milestones and market lessons


My investing behavior is fully transparent and tracked.



How My 365 Day Strategy Works


Most people dollar cost average only when the market is open.


That’s 252 days per year.


But Bitcoin trades every day. So does my discipline.


Here’s how I close the gap.


  • I invest $50 automatically on all 252 market days

  • I invest $100 manually every Monday to cover the weekend

  • I invest manually on holidays and market closures


That adds up to a full 365 day investing schedule. No skipped days. No missed behavior.


Total annual investment: $18,250

Want to Build Your Own Investing Streak


Whether you’re starting with$1, $5 or $50, these tools can help you build your first streak.


Robinhood

Perfect if you want to automate daily investing into individual stocks like Strategy


Acorns

Great if you’re starting small and want your spare change to grow quietly in the background


Webull

Solid choice if you want more charts and technical features as you learn


These are the tools I use. Pick one and take action. The best brokerage is the one you actually use.



What If I’m Wrong About Strategy


If Bitcoin fails. If Strategy underperforms. If the plan stalls.


I still win.


Because I built:


  • A lifetime savings habit

  • A public discipline log

  • A personal finance brand

  • A legacy framework for my kids


Assets may change. But behavior compounds forever.



Why This Isn’t Reckless


Most people diversify because they are scared. I concentrate because I am clear.


They chase thirty different stocks and hope one works. I study one company every day and master it.


They wait for the market to validate them. I validate myself through discipline.



Who This Strategy Is Not For


This plan is not for everyone.


If you:


  • Panic when your portfolio dips

  • Have no emergency savings

  • Need instant profits to pay your bills


Then focus on structure first. Build the habits. Build the foundation.


Then earn the right to go all in with conviction.



What My Family Knows


This plan is not a secret.


My family understands it. My kids will grow up living it.


They will learn:


  • How money grows through consistency

  • Why $50 a day can become millions

  • Why ownership beats entertainment

  • How thinking in decades changes your future


They are growing up with a blueprint I never had.



Want to Follow the Journey


This is not theory.


I am building a real portfolio in public for twenty years. Every dollar is tracked. Every share is proof.


You can copy the strategy. You cannot fake the streak.


Start here:


Robinhood screenshot showing 13.09 shares of Strategy (formerly MicroStrategy), with a market value of $5,420.10, an average cost of $385.71, and a total return of +$370.10 (+7.33 percent). Captures real-time progress during Week 14 of a 1,040-week investing journey.
Week 14, Day 3. Thirteen shares deep. Over $5,400 invested. This is what long-term wealth building looks like - one $50 decision at a time.

I am 13 shares in. 987 to go.


But I am already ahead.


Because I started.



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