Retirement on My Terms: How I’m Building Wealth My Own Way
- Silivere Bakomeza
- May 18, 2025
- 3 min read
Written by Silivere Bakomeza, Founder of BakoInvest
Most people think retirement is something you wait for—something that happens at 65 if you play by the rules, save a little, and hope your 401(k) doesn’t evaporate in the next recession.
Not me.
I’m not waiting for permission. I’m not following a system built for comfort, not wealth. I’m building retirement on my terms—starting now and stacking it one share at a time.
This isn’t a motivational post. This is my real plan. The one I’m showing you in public. And if you’re serious about building wealth your own way, I’m going to give you a roadmap.
The Problem: Most Retirement Advice Is Trash
Let’s be honest. Most of what you’re told about retirement is outdated.
“Put a little into a diversified index fund.”
“Don’t take risks.”
“Save whatever’s left after bills.”
“One day it’ll be enough.”
It’s advice for people who want to survive—not people who want to build something.
I don’t want just enough. I want freedom, options, ownership—and I want to design it myself.
That means thinking differently. Moving intentionally. And using every paycheck to build real assets.
My Retirement Plan: One Stock, Daily Discipline, 20 Years of Proof
I’m building wealth in public by investing $50 a day, every weekday, into MicroStrategy ($MSTR)—a single stock I believe in.
Why?
Because I’m betting on Bitcoin without holding Bitcoin.
Because I believe conviction beats diversification—if you do it right.
Because I’m willing to put my plan on display for 20 years and let the results speak for themselves.
I wrote all about this strategy in my flagship post:
How I’m Making This Work on a Bus Driver’s Paycheck
I’m not rich. But I got serious.
I budget 35% of every paycheck for investing—before I see it, before I think about it, before I talk myself out of it.
It goes straight into my Robinhood account, and every morning the market is open, I invest $50 into $MSTR. No matter what. Red days, green days, boring days. I’m in.
Here’s the exact system I use:
The Mindset Behind the Plan
This isn’t just about money. It’s about who I’m becoming in the process.
Most people chase hype. I’ve done it. I lost $20,000 in SafeMoon chasing what I didn’t understand.
I wrote about that here:
That loss was the moment I realized I didn’t want shortcuts. I wanted strategy. I didn’t want luck—I wanted control.
My Plan Isn’t for Everyone—and That’s the Point
If you want to trade 100 stocks, go ahead.
If you want to day trade and time the market, cool.
If you want to index your way to mediocrity, be my guest.
Me? I’m locking in on one asset, one strategy, one mission.
I’m buying MicroStrategy like it’s my retirement account—because it is.
The Tools I Actually Use
I don’t just talk about investing—I do it. Every day. These are the platforms I use and trust:
Robinhood: Where I run my $MSTR DCA challenge
Webull: My backup platform for research and tracking
Acorns: Great for beginners investing with round-ups
Coinbase: My go-to for crypto exposure
Crypto.com: Secondary crypto platform for fast moves
If you’re just starting and don’t know where to begin, open a Webull account and start with $5. Real wealth starts small—but it compounds fast.
Retirement on My Terms Means This:
I’m not working until 65
I’m not relying on the government
I’m not handing over control to a 401(k) I can’t touch
I’m not waiting to “feel ready”
Retirement isn’t an age. It’s a position.
And I’m positioning myself—every single weekday—while others scroll.
Real Wealth Is Built, Not Given
Sign up for Webull and start your stock market wealth—with free stocks to get you going.
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One share at a time. For 20 years. Let’s go.
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