Why My $50/Day Plan Could Beat the Average American - Without Guessing, Trading, or Hoping
- Silivere Bakomeza
- 12 hours ago
- 3 min read
Most Americans don’t invest daily.
Many don’t invest at all.
And the few who try? Most follow advice from people who don’t live the discipline they preach.
But I’m not trying to be average.
I’m building different.
I’m stacking $50 of MicroStrategy (MSTR) every weekday for 20 years.
Not based on headlines. Not based on emotion.
Just a system I trust — and a future I believe in.
And based on the math — not hype — this plan could outperform the average American in every way that matters.
What the Average American Does
Let’s be honest.
The average American:
Saves less than 10% of their income
Carries credit card debt with high interest
Invests sporadically, if ever
Chases bull market highs and sells at bear market lows
Hopes $250,000 and Social Security will somehow be enough
I’ve lived that life before.
That’s exactly why I’m building something better now.
Why $50/Day Works - Even If It Sounds Small
Let’s run the numbers:
$50/day × 5 days/week × 52 weeks = $13,000/year
Over 20 years = $260,000 invested
Now add compound growth at a conservative 10% CAGR — the long-term market average.
Time Total Invested Value @ 10% CAGR
5 years $65,000 $84,393
10 years $130,000 $223,466
20 years $260,000 $830,328
And if MSTR performs even half as well as I believe - powered by its Bitcoin strategy - that number could be far higher.
Most Americans will never invest $260K over their lifetime.
Not because they can’t. But because they never had a simple plan to follow.
My Edge Isn’t Guessing — It’s Consistency
Most people try to guess the top or bottom.
They wait for the “right time.”
They panic when the market drops.
Not me.
I don’t chase hype.
I don’t watch charts.
I don’t make decisions based on emotion.
I buy every market day.
I document every move.
I stick to the system.
That’s how I win.
Not by being right — but by showing up longer than most people stay interested.
I’m Still Driving a Bus. Still Building a Legacy.
I’m not rich.
I’m not famous.
I’m a bus driver with a plan and a website.
But here’s the part that matters:
While others are waiting to be rich to start,
I started while driving 10-hour shifts — before and after work.
That’s my edge.
Not income. Not luck. Not timing.
Just discipline.
This isn’t a flex.
It’s a formula anyone can follow.
This Plan Could Beat the Average American
Here’s what makes this different:
Most people won’t invest $260K in their lifetime
Most people won’t stay consistent for 20 years
Most people give up the moment it gets boring or hard
But I won’t.
Because I’ve already committed.
This isn’t about $50.
It’s about stacking conviction, time, and action — every single weekday — until the outcome becomes inevitable.
Want to Start Your Own Journey?
You don’t have to copy my exact plan.
But you do need your own.
Here are the tools I personally use:
✅ Webull — My brokerage for daily MSTR buys
✅ Coinbase — Where I buy and hold long-term crypto
✅ Acorns — For round-up investing (completely passive)
✅ Crypto.com — For tracking and exploring altcoins
✅ Robinhood — Perfect for beginners starting with $1
Disclosure: These are affiliate links. I may earn a commission if you use them — at no extra cost to you. I only recommend what I actually use or trust.
I’m Not Guessing. I’m Building.
Here’s my system:
$50 a day
One stock
Every market day
No emotions
No panic selling
No Plan B
If I stay locked in for 20 years, I believe I’ll beat the average American.
Not because I’m smarter.
But because I’m consistent.
I’m not building a strategy for hype.
I’m building a blueprint for freedom.
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