Stocks vs Crypto: What I’d Tell My Younger Self About Where to Start
- Silivere Bakomeza
- Jan 16, 2022
- 4 min read
Updated: Jun 30
If I Had to Start Over
No money. No guidance. No clue.
This is what I wish someone told me when I started investing. Before the hype. Before the losses. Before the distractions.
Most people never build real wealth because they chase the wrong signals. This post is the blueprint I would give my younger self.
The Truth Nobody Tells Beginners
When you first start, everyone says:
• Buy index funds
• Stack sats
• Do not time the market
But when you are broke and hungry for freedom, that advice feels like background noise. You see people getting rich from DOGE or TSLA, and you want in.
I have made money. I have lost more. I chased hype and burned out.
If I could go back, I would skip the noise and give myself clarity.
This post is that conversation.
Round 1: What Stocks Really Offer
Stocks represent ownership.
You are not buying a chart. You are buying a business that creates value and ideally grows over time.
When you own stock, you own:
• A share of earnings
• A slice of long-term growth
• Access to dividends and buybacks
Why Stocks Work:
• Over 100 years of historical data
• Tax advantaged accounts like Roth IRA and 401k
• Easier to automate with DCA
• Lower volatility than crypto
Where I Went Wrong:
I treated stocks like lottery tickets. Jumped in and out of Tesla. Gambled on penny stocks. I had no system and no patience.
Round 2: What Crypto Brings to the Table
Crypto moves fast.
It is global, permissionless, and always on. It is how people in broken economies survive. It is how speculators chase 10x returns and get wrecked just as fast.
Why Crypto Is Powerful:
• Low barrier to entry
• Explosive upside
• Bitcoin is scarce and borderless
• Memecoins can flip fortunes, with serious risk
Where I Went Wrong:
I made money on Dogecoin. Then I put 20 thousand dollars into SafeMoon at the top. Lost it all.
I was chasing dopamine instead of discipline.
So, Where Should You Start
Do not start with a coin or a stock.
Start with a system.
• If you want structure and predictability, begin with stocks
• If you want volatility and upside, start with Bitcoin
• If you want chaos, go full altcoin, but do not call it investing
Whatever you choose, pick a lane. Then automate it.
What I Would Tell My Younger Self
The Real Choice Is Identity, Not Asset
When I started, I thought I was choosing between stocks and crypto.
But the real decision was this: Who am I becoming through this portfolio?
Do I want to be the calm, long-term builder who compounds quietly?
Or the sharp, fast-moving trader who bets big and moves quick?
Most beginners are not comparing asset classes.
They are comparing identities.
The Roth IRA guy versus the SafeMoon, PEPE, Shiba Inu or Dogecoin chaser.
The one who checks charts twice a year versus the one who refreshes every five minutes.
The investor versus the gambler.
Most people do not lose money because they picked the wrong asset.
They lose because they copied someone else’s identity.
The market does not care what you buy.
It cares whether you can stick with it when it gets boring.
That is not a skill. That is a mirror.
Do not try to get rich in one year. Try to build wealth over ten years
If you cannot explain what you own in one sentence, skip it
Every dollar you invest buys your future time
Start small. Stay consistent. Let your portfolio mature
Never put your family’s future in a coin that can vanish overnight
The Bridge Between Both Worlds
Here is my personal path:
I stack MicroStrategy, ticker MSTR.
It is a public company with real earnings, audited books, and a long-term mindset. Most importantly, it owns more than half a million Bitcoin.
That makes it the bridge between stock structure and Bitcoin exposure.
• MSTR gives me Bitcoin upside
• It trades like a stock
• It is fully automated through my fifty-dollar daily investing system
I buy MSTR every weekday without emotion or guessing.
This is not hype. It is conviction.
Exactly How I Do It
Every weekday:
• Fifty dollars automatically buys MSTR through Robinhood
• I do not check the charts
• I post weekly updates on BakoInvest
• I ignore the noise and track my behavior
Want to see the journey?
Tools I Would Use If Starting From Zero
• ✅ Robinhood: Beginner friendly for stocks and Bitcoin
• ✅ Coinbase: Simple and trusted crypto on-ramp
• ✅ Crypto.com: For altcoins, staking, and Visa card
• ✅ Webull: For deeper analysis and long-term tracking
• ✅ Acorns: Set and forget investing with spare change
So, Stocks or Crypto
If you want:
• Stability → Go with stocks
• High upside → Add Bitcoin
• High risk and hype → Try altcoins, but cap your exposure
But whatever you pick:
Automate it. Track it. Stay consistent.
Want to Follow a Real System
→ Check out BakoSignal, my AI powered scanner that separates signal from noise, automates conviction-based investing, and reinforces long term behavior with data driven feedback.
→ Or start here:
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Final Word
This post is not about stocks versus crypto.
It is about behavior over noise.
You do not need perfect timing. You need a system, conviction, and time in the game.
That is how you build wealth, no matter where you start.
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